Need Cash Fast?
Pheabs is
Here to Help!

For life’s little emergencies, you may need fast cash and Pheabs can offer $100 to $35,000 repaid over 1 to 60 months. Simply click on ‘get started’ below to enter your details. You can get an instant decision on the screen and if successful, receive funds in 24 hours or the next business day.

Apply for Fast Cash – Get Funds in 24 Hours or Less


Pheabs works with a network of fast cash lenders across the US and can help you borrow $100, $500 or to $35,000 when you need it fast.

Our online loan request allows you to enter a few basic details and get an instant decision on the screen in less than 5 minutes.

There are no fees for enquiring, no impact to your credit score and if successful, you can receive money to your bank account in 24 hours or the next business day.

Where Can I Get Fast Cash?

When looking for fast cash online, Pheabs is a trusted and regulated broker who can connect you to the lender who is most likely to accept your requirements. We offer products across payday loans, secured loans and title loans – helping you get the fast funds that you need.

The main benefit of getting in touch with Pheabs is the speed and effectiveness of the transaction, with money available on the same day or next business day.

Some other excellent options to borrow money fast include asking from family and friends or selling old items that you no longer need. This will often be interest-free and a simple way to get money if you need it. But if you are looking for something online and are in a hurry, Pheabs is happy to be your lending partner when you need us.

How Much Can I Borrow?

Pheabs can offer loans ranging from $100 to $35,000 depending on your circumstances. The amount you can borrow will depend on your income, affordability and other debts remaining. 

Your credit score will always be taken into account, with those with good or fair credit scores usually able to borrow a little more – but bad credit and poor credit customers will always be considered too.

Speak to Pheabs if you need to:

  • Get $200 now
  • Borrow $500 fast
  • Need $1,000 quickly

Am I Eligible For A Fast Cash Loan from Pheabs?

The criteria for a fast cash loan from Pheabs include:

  • U.S. resident
  • Over the age of 18
  • Steady employment
  • Earning a minimum of $800 per month
  • A live checking account for your loan to be deposited into

Our partners are willing to offer fast cash loans for people with bad credit, or those looking for no credit checks.

Credit checking is always a key part of processing a loan enquiry, but our partners are happy to take a view and they can still give you a loan decision if you meet other criteria such as being employed and having a stable income. Our technology is automated and will carry out a number of income and affordability checks to ensure that you borrow the right amount, without falling into financial trouble.

How Do Repayments Work?

Your repayments will be collected from your bank account on a scheduled pay date that you select – with most customers choosing a date at the end of each month.

If your loan only lasts for one month (see payday loans online), then you will likely pay the entire loan and interest in full on your next payday from work.

If your loan lasts for 3,6,12 months or longer, you will typically pay back in equal monthly instalments (see installment loans).

The lender will automatically collect repayments from your account and send you a reminder by email and SMS on the days leading up to collection, so you are fully aware and there are no surprises.

Why Would I Need Fast Cash?

People often need fast cash when there is a household emergency or they need a little extra money to see them through the month. 

Common household problems include money for car repairs, broken broilers, plumbing disasters and maybe just to clear the bills piling up on the kitchen table.

Although we always try hard to save money, there are times of the year when we need just a little extra and you need cash quickly to solve it.

Why Should I Enquire for Fast Cash with Pheabs?

Pheabs offers a simple, fast and effective way to borrow money. Our online form is connected to multiple lenders so you can maximise your chance of approval and get the best rates possible.

We are passionate about helping people get the right product for them – with the bonus of no fees for applying or impact to your credit rating.

With lenders operating across numerous US states, we are in a prime position to help you get the quick cash that you need and in the most responsible and thoughtful way.

How Can I Get Cash Fast with Pheabs?

Start by clicking on ‘get started’ below and enter your details in our 5-Step Process. 

Our loan enquiry form is completed online, 24 hours a day and 7 days a week. You can submit the loan request at home, on the go or at work, using a desktop, mobile or tablet.

Our streamlined process means that you can get an instant decision on the screen and subject to further checks, you can receive money into your checking account in 24 hours or the next business day. Simple.

Frequently Asked Questions

No, Pheabs is not a direct lender, we act as an introducer to connect customers to other lenders who are looking to fund loans.

We are able to accommodate customers with different credit histories and backgrounds, with access to a pool of different lenders, each with separate criteria.

We do not charge fees for using our service, instead taking an introductory commission from the lenders we work with, if a loan submission is acceptable.

No, it is completely free to submit a loan form with Pheabs and we will not charge anything for enquiring and will not take any money from your account.

If you do not repay or miss a repayment, you may be charged a late fee and it may negatively impact your credit score.

It is important that you speak to your lender if you are having trouble repaying or realise that you will not be able to make a payment this month.

Most lenders are obligated to give you some form of help such as a payment plan or to freeze interest. 

If you are silent and do not respond, you may incur late fees and additional charges.

The cost of your loan will depend on multiple factors including your credit score and how much in terms of other debts you have remaining and outstanding.

The typical APR for a fast cash loan ranges from 391% to 521%.