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Do you need a fast loan for a financial emergency?  If you are looking for a new car, need some cash to pay bills, or cover rent this month, Pheabs could help. Whatever your requirements, simply complete the short online form, and if accepted, you could receive your loan within one hour. Just choose the amount you are looking to loan and borrow money from $100 to $35,000, and your repayment terms and let Pheabs do the rest. There are no fees for requesting, and the funds can be paid into your bank account the same day in one lump sum. Get in touch with Pheabs from anywhere in the US today and get a decision on your loan in minutes! There are just five steps to follow to get same-day cash. 

     1. Eligibility

The first thing you should do before requesting is to check that you are eligible for a payday loan. To avoid disappointment, make sure you meet the four main criteria for getting a payday loan: 

  • You must be over 18.
  • You are required to be a US resident.
  • You need to have a steady job, making at least $800 per month. 
  • You need a checking account for the money to be paid into. 

     2. Loan Amount

Once you click on get started now, you will need to know the amount you wish to borrow with the loan and how long for. You can find a bad credit, short-term loan from $100 to $35,000, to be repaid over up to five years. You must be able to afford the repayments so your eligibility will depend on your financial circumstances.

     3. Online Form

Our online request form is short and straightforward. We will ask you to provide a few personal details, including your employment information, income and expenditure details. When filling out the online loan request, be sure to have your bank details on hand. The best time to send your enquiry is during work hours as this is when most loans are funded. It also advised to avoid national holidays. 

     4. The Right Lender

Pheabs is a broker and not a lender, so we won’t be paying the funds of your payday loan directly into your bank. Instead, we pass on your details to the lender who can provide the right loan for you. We use your request to search our panel of lenders to connect you with someone fit for you, with the best interest rates. Once approved, you could have the funds in your account in as little as an hour. So if you’re looking for a same day loan for people with bad credit, we may be able to help.

    5. Funds Received

Once you’ve sent your request, make sure to remain available in case you are contacted to provide follow-up information. We understand that you’ll often need fast cash in an emergency, so we’ll try to get back to you as soon as possible. If the lender approves your loan, they will aim to send you the funds the same day. If accepted, the loan could arrive in your account in as little as one hour.

If you request a loan through Pheabs, you can find a speedy payday loan Pheabs does the hard work for you and works with direct lending companies across the US to find you a loan. We offer a fully online experience with almost instant decisions to make the process as straightforward as possible. There’s no need to leave the house or approach multiple lenders simply enquire online today and let Pheabs do the rest.