Payday Loans Bakersfield

They often have higher interest rates and less flexibility; however, they can prove very useful if handled responsibly.

Almost half of adults in the UK won’t have the funds saved in order to cover costs over $500 they hadn’t planned for. Should an unexpected expense come up, from a vet bill to an emergency home repair, you may need to borrow money to pay for it.

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

If your shifts have been cut at work and you’re short on cash this month a payday loan in Bakersfield could help you stay above water until your next paycheque. There’s no reason to drive down to Ming street, Stockdale Highway, around Kern City or wherever you might go for a payday loan in Bakersfield when you could just get started with Pheabs today.



We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.


The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.


Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

How Do Payday Loans In Bakersfield Work?

A payday loan can be a useful financial option when you’re faced with an unexpected expense. You can get a Bakersfield payday loan for an amount of $100 up to $35,000. You can personalize your request form, deciding how much money you need and how long you want to borrow for. With a short-term payday loan, you can repay the funds 2-4 weeks later in one final repayment. With longer-term loans, You can borrow the money for up to five years and pay it back in equal instalments each month.

When submitting a form with Pheabs, we take your payday loan request and find a lender in Bakersfield ready to give it to you. Remember to stay available via phone or email in case a lender wants to ask for some follow-up information. You will get an instant decision on your loan, and if accepted, you will receive your funding the same day. The money could even be in your account in just one hour! 

Is A Payday Loan A Good Option For Me?

Pheabs is perfect for people looking for a same-day loan online. It is designed for those with a steady income struggling with a short-term financial shortfall. A payday loan shouldn’t be treated as a long-term solution, but they are a good option in an emergency. A Bakersfield payday loan should never be used to spend frivolously or make repayments on other loans. If you think that a payday loan in Bakersfield may be a good option for you, it’s best to check whether you are eligible before submitting a form. You must be at least 18 years of age and a U.S. resident to get a payday loan in Bakersfield. You are also required to have a consistent income, earning a minimum of $800 per month, and a checking account.

How long will it take to get emergency funds in Bakersfield, CA?

You can receive your Payday loan in Bakersfield the very same day as submitting a form. We understand that when you are requesting a loan for a payday loan, you need to access the money fast. Whatever your circumstances may be, home repairs, a hospital bill or unexpected car damage, a payday loan may be the quickest option in an emergency. Submitting a form for a payday loan with a bank may take days or weeks to finalize your loan request and, if your request isn’t approved, you’re back at the start! If you don’t have the time to visit a storefront, fill out paperwork and wait to hear back from a provider, you can submit a form with Pheabs for an instant decision on your loan. Pheabs wastes no time with an easy online form, on-screen decisions and same-day funding! The money you need could even be in your account in just one hour. Get started with Pheabs from anywhere in Bakersfield to get you payday loan today.

Can I Get A Payday Loan In Bakersfield With Poor Credit?

Don’t despair if you have a bad credit score – you can still find a payday loan in Bakersfield that suits you! Pheabs is accepting of poor credit and, even if a lender has already denied you a loan, it is still worth submitting a form with Pheabs to find the cash you need. We all come across times when we need an economic pick-up, and a payday loan could give you the boost needed to rebuild your financial strength.

What is the Loan Request Form Process?

Once you click on Get Started, the form provided by My Financial Broker asks a few simple questions including the loan amount you wish to borrow and how long for. You can request a loan for bad credit, short-term loans from $500 to $5000, to be repaid over up to five years. We will ask for a few personal details, your employment information and your income as well as expenditure details. We understand that you’ll often need quick cash in an emergency, so we’ll try to get back to you as soon as possible.

As a broker and not a lender, we won’t pay the funds directly into your bank, but pass on your details to the lender we connect you with. We’ll search our panel of lenders to find the right fit for you, with the best interest rates. If approved, you could have the funds in your account in as little as an hour. So if you’re looking for a same day loan for people with bad credit, we may be able to help.