Payday Loans Sacramento

They often have higher interest rates and less flexibility; however, they can prove very useful if handled responsibly.

Almost half of adults in the UK won’t have the funds saved in order to cover costs over $500 they hadn’t planned for. Should an unexpected expense come up, from a vet bill to an emergency home repair, you may need to borrow money to pay for it.

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Are you looking for extra cash in Sacramento, California? If you’ve come across an unexpected cost and you need to find money fast, then a payday loan may be the answer. Pheabs can help connect you to lenders across Sacramento to find you the cash you need for an unpaid medical bill, auto repairs, or another emergency cost. Payday loans are an excellent financial vehicle to support you when you face a cash emergency. Submit a form today to receive an instant online decision on your payday loan in Sacramento.



We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.


The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.


Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

Where Can I Find A Payday Loan In Sacramento, California?

Pheabs work with many lenders in Sacramento, California, to give you the best chance of finding the loan that’s right for you. You can submit a form with a straightforward loan request that can be completed 100% online and with no fees. There’s no need to head down to local storefronts and approach multiple lenders, let Pheabs do the hard work for you. Just fill in your details, and we will scour Sacramento to find a lender ready to provide you with the perfect payday loan. You will find out instantly if a lender has accepted your request. If you are approved, the cash will go directly to your bank account in one lump sum.

Am I Eligible For A Payday Loan In Sacramento?

Before you submit a form for a payday loan, you should check whether you meet the eligibility criteria. Not everyone is eligible for a payday loan in Sacramento, so check the requirements. There are four main conditions to be eligible:

  • You must be a U.S. resident.
  • You have to be at least 18 years of age.
  • You need to have a consistent income with earnings at a minimum of $800 per month.
  • You must have a checking account that your Louisiana payday loan can be deposited into. 

How Soon Can I Receive Funds With A Sacramento Payday Loan?

You can receive the funds on the very same day as submitting a form. Pheabs will help you find a same-day payday loan from a lender in Sacramento when you need urgent cash. We make the process extra quick by providing an instant decision on your loan from lenders across Sacramento. They can review your request and will leave no trace on your credit record. Once accepted, you could even see the money from your Sacramento payday loan in your account in just one hour!

Do You Accept Bad Credit?

It doesn’t matter if you have good, bad, or no credit, there could be a lender out there that’s willing to loan you the money you need. When you need to deal with a financial crisis, there nothing worse than being turned down for a loan by a bank because of your credit rating. Submit a form for a payday loan with Pheabs for the best chance of finding a payday loan that suits you in Sacramento, California. A payday loan could be the first step on the road to a brighter financial future.

What Happens If I Cannot Repay The Loan?

Before you submit a form for a payday loan in Sacramento, you should carefully consider whether you will be able to repay the loan. If you may not be able to, it’s best to look at alternative options such as borrowing money from family or friends. If you receive a Fresno payday loan but cannot meet the repayments, interest may be added. The lender could also report delinquencies to the credit bureau, which will negatively impact your credit score.

What is the Loan Request Form Process?

Once you click on ‘Get Started’, the form provided by My Financial Broker asks a few simple questions including the loan amount you wish to borrow and how long for. You can request a loan for bad credit, short-term loans from $500 to $5000, to be repaid over up to five years. We will ask for a few personal details, your employment information and your income as well as expenditure details. We understand that you’ll often need quick cash in an emergency, so we’ll try to get back to you as soon as possible.

As a broker and not a lender, we won’t pay the funds directly into your bank, but pass on your details to the lender we connect you with. We’ll search our panel of lenders to find the right fit for you, with the best interest rates. If approved, you could have the funds in your account in as little as an hour. So if you’re looking for a same day loan for people with bad credit, we may be able to help.