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Payday Loans Industry
and
Data Reports
Looking to understand more about the payday loans industry? Our data reports and research pieces include key statistics about the industry so you have all the information at your hands. We look beyond the payday loan industry to look at general financial trends for consumers across the USA.
For any further questions, please do not hesitate to contact Daniel at daniel@pheabs.com to answer any personal queries.
Industry Data
Around 12 million people use payday loans in the USA every year
Texas, California and Nevada most popular states for payday loans
Around 20% of people do not pay back their payday loans
What is the typical rate for a payday loan?
There are more than 20,000 payday loan stores in the USA
What is the most you can borrow from each US state?
Why is the APR for payday loans so high?
How many payday loans can you have open at once in each state?
A typical payday loan customer profile — aged 18 to 24 and low income group
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