Need to Borrow Money?
Get Funds in 24 Hours with Pheabs

If you need to borrow money now, Pheabs is here to help you borrow $100 to $35,000 with our free enquiry form, instant decision and funding within 24 hours (or next business day)

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Get the best rates from multiple lenders


Over 2000 loan requests accepted every day


Receive your money in the next business day

Our Products

Why Should I Borrow Money with Pheabs?


Pheabs allows you to find the best place to borrow money online. We are partnered with a handful of legitimate payday lenders and short term loan companies across the US, who have been personally reviewed and approved by our in-house team.

We understand that it can be hard to borrow money at low rates or get approved if you have a bad credit rating. But our whole panel of lenders are willing to take a view on different credit histories and we will connect your loan request with the lender most likely to approve you and offer the most affordable rate.

We do not charge any fees for our service, nor are there are any fees for submitting a form or hidden costs. We simply receive a commission from our partner lenders if your loan enquiry is successful.

Pheabs is passionate about responsible lending, affordable rates and helping customers get into a better financial position than when they started. Customers can make a loan request 24 hours a day, 7 days a week.

How Can I Borrow Money with Pheabs?

Our online form takes less than 5 minutes to be completed and will give you an instant decision on screen. We can connect you with one of the reputable lenders in our network. There are no fees for submitting a form and your data will be kept safely and securely on our website.

How Much Can I Borrow with Pheabs?

Customers can borrow $100 to $35,000 repaid over 3 to 24 months. This includes payday loans, personal and short term loans.

How Soon Can I Receive My Funds?

Customers can receive an instant decision when they submit a form and depending on the product, can sometimes receive funds in the next business day. For products that require extra information like secured loans, you can receive money into your bank account within 1 week of submitting a form.

Will Requesting a Loan Affect My Credit Score?

No, Pheabs offers soft search loans that will check of the basis of your credit record but not leave any visible footprint. You can have peace of mind when you submit a form that the form will not harm your credit score in any way, or affect your chances of being approved for other loans in the future.

Find Payday Loans All Across the U.S. With Pheabs…