Pheabs can help you find a loan today. If you’re struggling to pay for utility bills, a car repair, or hospital fees, a payday loan may be the right option for you. Payday loans are designed for cash emergencies that can’t otherwise be solved and shouldn’t be misused for shopping or a night out. If you’re in a tough financial situation, inquiring through Pheabs ensures that lenders across Tennessee will see your request. This gives you the best chance of securing that loan and fast!


We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.

The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

There are a few things to consider before requesting a payday loan in Tennessee. Think about how much you need to borrow before inquiring. You can borrow from $100 up to $35,000 with a payday loan in Tennessee and decide how long it is best to borrow the money for. A short-term loan will let you repay the funds 2-4 weeks later in one final payment. This should be enough time to receive your next paycheck. You can also opt for a long-term loan to be paid in monthly instalments for up to five years. You can repay your loan early at any time, and this will also save you money on interest.

Most importantly, make sure you can afford to make the repayments for your payday loan on time. If you are unsure whether you will be able to pay back the loan, it is best to consider other options such as borrowing from family and friends. In the event that you are unable to repay your Tennessee payday loan, interest may be added, and this may also affect your credit rating.

You can request your payday loan in Tennessee 100% online. Pheabs works with direct lenders across Tennessee to offer you payday loans from the comfort of your own home. You can inquire online for a loan from any location. Pheabs makes loans quick, convenient and removes the need for you to visit any branch. We work with many direct lenders in Tennessee who offer a range of payday loans, including options for those with poor credit scores. You can get started with a loan today online in minutes and get an instant decision.

You can get a payday loan in Tennessee the very same day as inquiring. In any cash emergency, Pheabs could help get you a quick loan. Whether it’s car repairs, hospital bills or covering this month’s rent, the short online form is all you need to find the loan that’s right for you. We work with direct lenders from all across Tennesee to give you the best chance of getting cash and quickly. Wherever you live in Tennessee, you can get a fast and efficient payday loan. Payday loan request form in Tennessee is completely free, and you’ll receive the lump sum in your account the same day. If your request is accepted, you could even receive your loan within one hour.

You can still get a payday loan in Tennessee with bad credit. Don’t be alarmed if you have already been turned down by a bank because of bad credit, Pheabs accepts all credit histories. An unforeseen loss of income or past financial mistake can end up wrecking your credit rating, but we don’t believe you should continue to be penalised. You should inquire even if you have no credit at all; we might still find a lender willing to provide a payday loan. It’s challenging when we come across financial pitfalls, but a payday loan can give you the boost necessary to rebuild your finances and begin to improve your credit.  


You should consider carefully whether you will be able to repay the loan before inquiring. If you are unsure whether this will be possible, look at alternatives such as borrowing money from family or friends. If you receive a Tennessee payday loan and cannot meet the repayments, interest may be added. Missing or making late payments could negatively impact your credit score.

Pheabs can help find payday loans suited to your need, wherever you are in Tennessee.

Simply click on the “Get Started” button below to fill in your online application form with Pheabs. In this form, you’ll have to fill in a few details about yourself, including your income, your expenditure and your employment status. In addition to this, you’ll also have to tell us how much you want to borrow, and for how long.

Once you’ve completed this online application (which takes a matter of minutes), you’ll then be provided with an instant decision on screen. If approved, you’ll then receive funds from the lender we’ve connected you to. You could receive these funds in as little as an hour, perfect for those needing fast cash.

What Is The Eligibility Criteria?

To get a loan with our trusted lenders, you’ll have to meet certain eligibility criteria, including the following:

  • You must be over the age of 18.
  • You must be a citizen of the US.
  • You must be able to keep up with repayments.
  • You must be earning a stable income ($800 or above).
  • You must be in stable employment.

Pheabs will also considers all different types of credit histories.

How Much Can I Borrow?

Borrowing amounts can range from $100 to $35,000, to be repaid over a period of up to five years (maximum).

What Happens If I Make A Payment Late?

If you fail to make a repayment on time, you could be charged a late fee. Making a loan repayment late may also have a negative impact on your credit score.

Do You Charge A Fee?

No, our loans submissions request form is completely free for customers to use. We may earn commission from our partner lenders if you are successful with your application.

How Long Does The Application Process Take?

Our application process is quick and simple. Users can complete our online application form in under 5 minutes, and after this receive an instant decision on screen.

If approved, you could get funds sent through to you in as little as an hour — making our application process perfect for those in need of cash fast.