Payday Loans in Texas, Now Available for Y'all!

Get started with Pheabs from anywhere in Texas today and receive a decision on your loan in minutes! Borrow $100 to $35,000 without impacting your credit score.

Why Use Pheabs For Texas Payday Loans?


Payday loans provide same day funding when you need cash quick. Pheabs works with lenders to offer payday loans all over Texas. Pheabs makes it easy for you to acquire the money you need and the loan request form process only takes a few minutes. You can do your loan inquiry 100% online to borrow from $100 to $35,000 and receive an instant decision.

We can all use a boost in our personal finances once in a while, and Pheabs is here to help you when you need it. We work with many direct lending companies which serve all of Texas to assist you in getting the funds you’re searching for. There are no fees for inquiring, and the money can be paid into your bank account the same day in one lump sum. Get a fast and efficient payday loan anywhere in Texas. Get started with a payday loan today and receive a decision in minutes.



We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.


The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.


Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

Is A Payday Loan Right For Me?

A Payday loan in Texas may be a sensible choice if you are facing a temporary financial problem. Payday loans are designed to help those who have a stable income and should not be used to repay other loans. We all come across unforeseen expenses from time to time, such as car repairs, hospital or veterinary bills. In times like these, a payday loan may be a good way to get cash quick. It is important to remember that payday loans are meant for cases of cash emergencies, not shopping or frivolous spending. Requesting for a payday loan will not have an impact on your credit score.

Where Can I Get A Payday Loan In Texas?

Pheabs works to place many direct lending companies which serve all over Texas at your fingertips. When inquiring through us, your payday loan request is reviewed by multiple lenders to assist you in getting the funds you’re searching for as quickly as possible. You can also do your loan form 100% online without leaving the house, saving you valuable time and getting that money into your account even faster. Just choose the amount you are looking to loan from $100 to $35,000, and your repayment terms and let Pheabs do the rest. 

When requesting a payday loan directly with a bank, they often take into consideration your credit report. It may also be days or weeks until they have finalized your payday loan request. In many cases, this is just not quick enough. And, if your request isn’t approved, you’re back at square one. Get started with Pheabs from anywhere in Texas today and receive a decision on your loan in minutes!

How Soon Can I Receive A Texas Payday Loan?

You can receive the funds for a Payday loan in Texas into your account on the same day as inquiring. Once you have filled out the online form, you’ll receive an instant decision and could receive the money in just one hour. This is a convenient way to get your finances back on track as quickly as possible. 

How Do Repayments Work?

Texas payday loans are repaid over as little as two weeks, or up to five years in equal monthly instalments. Short term loans are available for 2-4 weeks and are paid back in one final repayment. Longer-term loans can be given for up to five years and paid back in equal instalments each month. You always have the option to repay early at any time and save money on interest.


Am I Eligible For A Payday Loan In Texas? 


To be eligible for a payday loan in Texas, you need four simple things. Firstly, you must be a U.S. resident, and you have to be at least 18 years of age. You would also need to have a consistent income with earnings at a minimum of $800 per month. Lastly, you are required to have a checking account that your Texas payday loan can be deposited into. 


Can I Get A Payday Loan In Texas With Bad Credit?


There’s no reason to give up hope if you have a bad credit score. You can still get a payday loan in Texas with bad credit. Pheabs is willing to accept all credit histories, including poor credit. This means that you should still inquire with us even if you have already been turned down by a bank because of bad credit. It doesn’t matter if you have no credit at all; you might still find a lender willing to provide a payday loan. Everyone comes across financial pitfalls occasionally, but a payday loan can give you the lift needed to build yourself back on your feet and on the journey to success.   

Where to Find Us

Find the best payday loan options for you through Pheabs – wherever you are in Texas.

FAQs on Texas Payday Loans

 If you find yourself unable to repay your Texas payday loan, interest may be added. Not repaying your loan on time could also affect your credit rating. 

With a Texas Payday loan through Pheabs, you could borrow between $100 to $35,000.

Repayment periods for a Texas payday loan through Pheabs can go up to five years max.

No, Pheabs is not a lender. We are a broker, meaning we will connect you to a lender from our trusted panel. We’ll use the details you provided in our application to find the lender best suited to your needs. If approved, you could receive funds in as little as an hour from the chosen lender.

No, we do not charge a fee for inquiring with Pheabs. We may, however, get commission with our partnered lenders if your application is successful.