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Payday Loans in Texas TX, Now Available for Y'all!

Get started with Pheabs if you are looking for Payday Loans in Texas TX. Borrow $100, $300, $500 or $1,000 whether you are in Austin, Dallas, Houston, San Antonio or anywhere in the State. To get a decision in minutes, simply click on "Get Started" below!

Home » Payday Loans » Texas

Why Use Pheabs For Texas Payday Loans?


If you are looking for payday loans in Texas, you can have come to the right place. Pheas acts as a premium loans connection service – matching your loan application with the lender who is most likely to approve you and offer the best rates possible. Whether you are looking to borrow $100 to $35,000, over 1 month or 60 months, we are here to help!

With Pheabs, Our entire loan process is 100% online and you can get an instant decision upon completing the simple form, using your mobile, desktop or tablet. We work with a number of professional and trusted money lenders in Texas and you have peace of mind knowing that Pheabs will connect you to a safe and secure partner who can help you with your loan requirements.

Payday loans can be a fast and effective way to pay for any pressing bills, expenses or emergencies. The ability to receive funds within 1 hour or the same day can be extremely useful – and you have the flexibility to repay in equal monthly installments on a date each month that you choose. With positive reviews online and no fees for applying, Pheabs is the perfect position to find the best Texas payday loans for you.


Loans Connection

We connect your loan to trusted lenders across Texas and the US who are eager and looking to approve your exact loan requirements.


Fast and Practical

Receive funds in 1 hour or the next business day if you are successfully approved.


All Credit Histories Approved

Pheabs works with customers with good credit, bad credit and fair credit scores to find you the best rates possible.

Where Can I Get A Payday Loan In Texas?

We proudly work with a number of payday loan companies in Texas – and Pheabs can find the perfect fit for you. Our list of partners includes startups, apps, tech companies, credit unions, auto loan providers and money lenders – so we are sure to find you the best option available on the market. One of the main benefits is that our bespoke software can bring all these trusted providers into one place, so that you can get a quote immediately from the lender with the highest approval rate. So whether you are in based in Dallas, San Antonio or Fort Worth, Pheabs has got you covered!





Corpus Christi

El Paso

Fort Worth



Grand Prairie





San Antonio


Am I Eligible For A Payday Loan In Texas?

  • You must be a U.S. resident
  • Over the age of 18
  • In steady employment with a stable income
  • Earning a minimum of $800 per month
  • Valid and working mobile phone account
  • Have a live checking account for your loan to be deposited into
  • Can afford to meet repayments

How Soon Can I Receive A Texas Payday Loan?

You can receive the funds for a Payday loan in Texas into your account on the same day as inquiring. Once you have filled out the online form, you’ll receive an instant decision and depending on the lender and product, could receive the money in just one hour. To ensure your loan is funded quickly, be sure to give the correct information and keep yourself available by email and phone in case the lender has any further questions.

If you are looking for fast cash loans, these are usually payday loans of small amounts, since there is typically less checking involved and they are unsecured. Once you start applying for larger installment loans or those with large amounts, you may be required to give feedback to the lender and show proof of income and employment. 

Use Pheabs For

  • Bad Credit Loans
  • Cash Advances
  • Fast Loans
  • Installment loans
  • Loan Companies in Texas
  • Money Loans
  • No Credit Check Loans
  • Payday Apps
  • Payday Stores


Useful Guides

Can I Get a Payday Loan if I am on Benefits?

How Much Does a Payday Loan Cost?

What Information Do I Need to Provide to Get a Loan?

Will a Payday Lender Contact My Employer?


How Do Repayments Work For Payday Loans?

Repayments are made in equal monthly installments and the money is collected automatically from your checking account on a day that you choose e.g the last working day of the month. You may choose a payday loan which lasts just a couple of weeks, 1 or 2 months – or you may prefer our installment loan product which allows you to repay over 1 to 5 years – and this is usually better for larger amounts. Either way, you always have the option to repay your loan early and at any time, and you will often save money on the overall interest charged since less it building up over time.


Can I Get A Payday Loan In Texas With Bad Credit?


There’s no reason to give up hope if you have a bad credit score. You can still get a payday loan in Texas with bad credit. Pheabs is willing to accept all credit histories, including poor credit. This means that you should still inquire with us even if you have already been turned down by a bank because of bad credit. It doesn’t matter if you have no credit at all; you might still find a lender willing to provide a suitable loan for you. Everyone comes across financial pitfalls occasionally, but provided that you have a stable income and are committed to paying your loan on time, our lenders willing be happy to consider your application.

Can I Get A Payday Loan In Texas With No Credit Check?

All loan applications will be subject to a credit check and this makes sure that the lender does not give you loans that you cannot afford or give you further debt that would cause you extra financial stress. But do not worry, with such a large panel of lenders, Pheabs will be able to give you an affordable and effective option – whether it is a short term loan or longer term loan to give you extra breathing space.


Where to Find Us

Find the best payday loan options for you through Pheabs – wherever you are in Texas.

FAQs on Texas Payday Loans

No, Pheabs is not a lender. We are a broker and loans connection service, so we will match your loan with the provider who is most likely to accept your application and offer the best rates possible. We’ll use the details you provided in our application to find the lender best suited to your needs such as loan amount, loan duration, income and credit status. If approved, you could receive funds in as little as an hour from the best lender possible.

If you find yourself unable to repay your Texas payday loan, interest may be added and it may negatively impact your credit score. The lender will usually get in touch and explain how much you owe and when this needs to be paid by. To avoid any further communication, letters or inconveniences, the best thing you can do is speak to your lender and discuss some solutions or payment plans in order to clear your balance.

When you apply for a payday loan in Texas with Pheabs, you can borrow $100 to $35,000 and the amount you can borrow will depend on factors such as your income, credit score and how many other financial obligations and commitments you have open.

No, we do not charge a fee for submitting a loan request with Pheabs. Instead, we get commission with our partnered lenders only if your application is successful. But you can rest assured that we will not take any more from your account during the application process.

You can borrow from 1 month to 60 months (or up to 5 years). A payday loan is perfect for just a few weeks or months to pay off a pressing expense or bill, otherwise you may prefer to opt for a more long term installment loan to spread payment over several years.