To be eligible for a loan with Pheabs, you will need to be over 18 years of age, a US citizen, in employment and earning a minimum of $800 per month. All customers must be earning a regular income and this will determine whether you can afford your loan, how much you can borrow and repay.
You will need to provide your SSN upon submitting your loan request and have a live checking account where the money can be sent to you if you are approved.
Pheabs will take a view on all credit histories, including bad credit and those looking for loans with no credit checks. We just require a minimum income and confirmation that you are currently in employment.
There are fast options if you are willing to go to a payday loan store in Maryland – or equally you can submit an online loan request with Pheabs.
If you are looking for a same day loan in Maryland, this is possible but not always guaranteed since we have to run some checks and the processing of funds can only be available on the next business day.
But do not fear, with an online and automated process, we can aim to have funds into your account as soon as possible.
Pheabs was set up in 2018 with a passion for helping Americans find the best payday loans and financial products for them. We understand that sometimes you need a few extra bucks to see you through the month, but finding a responsible and affordable loan is not always that straightforward.
We are proud to offer a fully online solution, with no upfront fees or impact to your credit record and we can instantly connect you with the payday lender who is most likely to accept your loan, at the best rates possible.
Once you click on get started now, the form provided by Pheabs asks a few simple questions including the loan amount you wish to borrow and how long for. You can find bad credit, short-term loans from $100 to $35,000, to be repaid over up to five years. We will ask for a few personal details, your employment information and your income as well as expenditure details. We understand that you’ll often need quick loan in an emergency, so we’ll try to get back to you as soon as possible.
As a broker and not a lender, we won’t pay the funds directly into your bank, but pass on your details to the lender we connect you with. We’ll search our panel of lenders to find the right fit for you, with the best interest rates. If approved, you could have the funds in your account in as little as an hour. So if you’re looking for a same day loan for people with bad credit, we may be able to help.