Apply for Payday Loans in
Indiana

If you’re looking for a payday loan in Indiana, Pheabs is here to help. We consider all requests for loans up to $35,000 and provide funds quickly upon approval. The online form process is straightforward. If approved, you could have the money in your account within one hour!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Why Take Out a Payday Loan in Indiana?

 

A payday loan can be particularly useful when facing an unexpected expense that can’t wait. While the reasons people take out a loan are numerous, some of the most common causes include an unexpected vet bill, car, or house repair. Due to the often urgent nature of the loan, Pheabs works with payday loan lenders across Indiana to streamline the process so they can have the money in your account quickly.

To help you understand payday loans, we’ve provided the answers to some of the most common things we get asked.

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Responsible

We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.

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The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

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Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

What Is A Payday Loan?

This is a financial option used by many people in order to deal with unexpected expenses that come up. After learning the facts, you can decide if this financial option makes sense for you!

An Indiana payday day loan shouldn’t be used as a long-term financial solution. They are a good option in an emergency situation or to cover an unforeseen expense.

Where Can I Get A Payday Loan In Indiana?

Pheabs can help you find payday loans anywhere in Indiana. Searching for a loan manually can be time-consuming, and if you’re in a hurry, you can’t afford to spend time comparing rates and terms. Pheabs does the hard work for you and will never charge you a fee for using our services.

We offer a fully online experience with no fees for submitting a form. With Pheabs, you can:

  • Request a loan amount of up to $35,000
  • Receive same-day funding
  • Get a loan, even with bad credit.
  • Pay early and save money on interest.

Pheabs works with direct lending companies which serve all over Indiana, giving you access to all of their services. Your payday loan request can be completed entirely online without leaving the house, saving you valuable time. Multiple lenders review your request to assist you in getting the funds you’re searching for as quickly as possible. Just choose the amount you are looking to loan from $100 to $35,000, and your repayment terms and let Pheabs do the rest. 

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What Is The Loan Request Process?

Submitting a loan request with Pheabs is easy, and can be complete in 5 simple steps. Once you click on the “Get Started” button, you’ll be provided with a loan submission form to fill in.

In this form, we’ll need to take a few personal details from you, including your employment and income details, as well as the amount you’d like to borrow and how long for.

Our online form can take under 5 minutes to complete, after which you’ll receive an instant decision on your screen. If approved, your funds could be transferred in as little as an hour – perfect for those in need of quick access to cash.

Because we’re a broker, the funds won’t be provided by us directly, but rather through the lender we’ve connected you to. When assessing your application, Pheabs will always try to search the best lender for your situation through our trusted panel.

Is A Payday Loan In Indiana Right For Me?

Many people use Pheabs to find cash loans to cover unexpected bills, emergency expenses or home repairs. Once a lender has approved you, you can get the funds into your bank account just a few hours after you request a loan. Pheabs works with lenders across Indiana to help you find payday loans.  The process is speedy with an online request form and offers instant decisions as well as same-day funding. There are flexible repayment options with both short-term and long-term plans available. There are even possibilities for you if you have poor credit.

Payday loans are not right for you if you are looking for extra cash for shopping or frivolous spending. They are also not the right option if you are trying to repay another loan or solve a long-term financial issue. Indiana payday loans are designed for those with a steady income, and you should be sure to check whether you will be able to afford to repay the loan. Take into account the quantity of your income to determine how much you can responsibly repay. If you are unsure whether you will be able to pay back the loan, it is best to consider other options such as borrowing money from family and friends. Otherwise, you may end up being unable to meet payday loan repayments, and this may increase interest and affect your credit rating.

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How Long Does It Take To Get Funding?

Payday loans in Indiana can be received the same day. This is because most people that are requesting a loan for a payday loan need access to the money quickly. Whether it’s because of a family emergency or unexpected bill, a payday loan may be the best option to get out of a sticky situation. In many cases, traditional loan request forms are just not quick enough, and, if your request isn’t approved, you’re back at square one. Unlike submitting a form for a payday loan directly with a bank, which may take days or weeks to finalize your payday loan request, Pheabs gets a decision on your loan in minutes! Get started with Pheabs from anywhere in Indiana today.

Where to Find Us

If you need a payday loan in Indiana, Pheabs may be able to help! Fill in our online form to search the best lender for you.

 

FAQs on Indiana Payday Loans

Yes! Pheabs takes into consideration all sorts of credit histories, meaning if you have bad credit, you may still be eligible.

In Indiana, you can borrow payday loans amounts from $100 to $35,000.

Repayment periods with our trusted lenders go up to five years max.

In order to be eligible for a payday loan with one of our lenders, you’ll have to meet some of the following criteria:

  • You must be over the age of 18.
  • You must be a U.S. citizen.
  • You must be in stable employment.
  • You must have a stable income.

More criteria may apply. Check out out FAQs page for further details.

No, we will not charge any fees when you make a loan request through our site. We work on commission with our partner lenders, meaning we may earn commission for successful submissions.