Apply for Installment Loans with Pheabs
Repay over 1 to 60 Months

Installment Loans offer an effective way to spread repayment over 1 to 60 months, in equal monthly instalments. Pheabs can help borrow $100 to $35,000, with funds available within 24 hours or next business day. Simply click on 'Get Started' below to start the process!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Many who need access to finance might not be able to pay it back in one lump sum. It’s common for borrowers to repay loans in set amounts – or installments – over a set length of time. these are known as installment loans, and help borrowers to make their repayments in manageable chunks.

Pheabs works with a number of different lenders who offer installment loans to suit borrowers’ needs and requirements.

Repayments from are trusted lenders can range from 1 to 60 months, depending on the details of your loan submission (e.g. the amount you have borrowed).

Find installment loans to meet your personal circumstances today with Pheabs!



We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.


The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.


Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

What is an Installment Loan?

An installment loan covers a broad range of different loan products. They work, as the name suggests, with borrowers making repayments on their loan in set installments.

By breaking up the loan repayments like this, it can make borrowing more manageable than requiring repayment in one lump sum.

Within each repayment installment will include a set portion of the full loan amount as well as interest. There will be a range of factors that influence the sum of installments, including the full loan amount, the length the loan is being borrowed for and the agreed interest rate.

What Can an Installment Loan Be Used For?

As installment loans cover a wide range of different loan products, they can be used to cover a variety of different things. One common reason people borrow installment loans for include unexpected emergencies (emergency cash loans).

Whilst some borrowers will only need to borrow a small amount for a few months, or even a few weeks, those who have taken out larger sums with lenders could have loans lasting up to 12 – 60 months. With these larger loans, repayments made via regular installments help to make the cost of the loan more manageable.

Can I Get an Installment Loan With Bad Credit?

Yes, you can. Installment loans cover a broad range of loan products, some of which can accommodate to those with a range of different credit scores.

If your credit score is below excellent, there are still a range of loan options that could be available to you.

At Pheabs, we work with a range of different lenders who consider varying different credit histories. These lenders will look at other details on your submissions form to help them in their lending decision, including your income, your age and employment status.

Why Find Installment Loans With Pheabs?

With so many loan options out there, many are now turning to services such as ours to help them compare the products right for them. By filling in our online submissions form, we can tailor our search to your personal circumstances and find installment loan options best suited to you based off of the details you’ve provided us with.

Pheabs works only with reputable lenders that uphold OLA standards. We can help you find installment loan options from lenders you can trust.

Click the “Get Started >” button below and find installment loan options suited to your needs and requirements.

What is the Eligibility Criteria for Installment Loans?

The eligibility criteria for an installment loan will depend upon the type that you go for. When exploring loan options with Pheabs, we’ll require all users to meet the following eligibility criteria:

  • Be a US citizen.
  • Over 18 years of age.
  • Have a live checking account to receive funds.
  • A steady income of at least $800 per month.
  • Able to make repayments.

Note we haven’t included a fixed criteria for your credit score, as we work with a range of different lenders who can accommodate to borrowers with a variety of different credit histories.

How Much Can I Borrow Through an Installment Loan?

The amount you can borrow will ultimately be down to your own personal and financial details provided when requesting a loan.

Pheabs can request to borrow anything from $100 to $35,000, with repayment periods ranging from 1 to 60 months. The precise details of the repayment period will depend upon the amount you are requesting to borrow.

How Do I Request an Installment Loan With Pheabs?

Finding installment loans to meet your financial needs is easy through Pheabs. Click “Get Started >” to be sent to our online submissions form. Here, you’ll need to fill in a few details about yourself, including:

  • A valid checking account.
  • The amount you would like to borrow and how long you would like to borrow it for.
  • Your employment status.
  • Driver’s license number (or state ID).
  • Contact details (e.g. phone number and email address).

Find installment loans to suit your needs through Pheabs today!