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Payday Loans
in Kansas City
and Missouri

Whether you're in Kansas City, Springfield or Missouri, we can help you find the best payday loans in Missouri for you. Borrow $100 to $35,000 and if approved, you can receive funds on the next business day

No one expects to be caught short financially, and sometimes a payday loan could be an effective option to help you until your next paycheque. If you’re looking for a payday loan in Missouri, Pheabs could help you find one quickly. We could help you cover the costs you’re facing until you receive your next paycheck. Your Pheabs enquiry form reaches direct lenders across Missouri to give you the best chances of finding the funding you need. They will consider your request and get you a result in minutes. You could then see the money in your account within 1 business day!



We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.


The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.


Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

Is A Payday Loan In Missouri Right For Me?

Are you struggling to make it until your next paycheck? A Payday loan in Missouri could be right for you. You can get same-day funding to keep above water when unforeseen financial struggles hit. Missouri payday loans are designed for those with a stable job to help in urgent and short-term cash emergencies. Payday loans are not intended to be used for shopping or frivolous spending and should not be used to make repayments on other loans.

You don’t need to have perfect credit to find for a payday loan in Missouri. There are four main criteria. You must be a U.S. resident, over the age of 18 to be eligible for a payday loan in Missouri. You must have a job and a steady income, earning at least $800 per month. Remember, you also need a live checking account that your funds can be paid into – keep your bank details on hand when filling out the request form.

How Do I Submit A Form For A Payday Loan In Missouri?

Getting a Missouri payday loan with Pheabs may be the quickest way to get cash into your account. Pheabs does the searching for you. We remove the need to visit storefronts, queue and fill out paperwork. Pheabs works with direct lending companies all across Missouri to find you a payday loan. The fully online experience means you don’t even need to leave the house to find the cash you need. It’s not necessary to spend time approaching multiple lenders, Pheabs does it for you. With almost instant decisions, the process as speedy and straightforward as possible. Get started online today and let Pheabs find a loan for you.

When submitting a form for a payday loan in Missouri, you should think about how much you need to borrow. You can borrow from $100 up to $35,000 and decide how long you need to borrow the money for. A short-term loan will let you repay the funds 2-4 weeks later in one final payment. This should be enough time to receive your next paycheque. You could choose a long-term loan which is paid in monthly instalments for up to five years. You can repay your loan early at any time, and this will also save you money on interest. It is essential to make sure that you can afford to make the repayments for your Missouri payday loan on time. Consider the amount of your income to determine how much you can responsibly repay before accepting a payday loan. If you are unsure whether you will be able to pay back the loan, it is best to look at alternative options such as borrowing from family or friends.

Can I Get A Payday Loan In Missouri With Bad Credit?

Yes, you can still get a payday loan in Missouri if you have bad credit. Pheabs is willing to accept all credit histories, and submitting a form will not affect your credit. A Missouri payday loan could be the best step in getting your finances in check and finally improve your credit rating. Whether you have bad credit or none at all, it is still worth submitting a form with Pheabs. Don’t be worried if banks have denied you loans because of bad credit. As long as you have a steady income, lenders will consider helping you get the cash you need. Filling out the online form will give you the best chance of finding a payday loan that works for you.

Will Submitting A Form Affect My Credit Score?

No need to worry, submitting a form with Pheabs will not leave any visible footprint on your credit record. You can have peace of mind knowing that your loan request will not damage your credit score in any way, or affect your chances of being approved for future loans. In the event that you are unable to repay your Missouri payday loan, interest may be added, and this may also affect your credit rating.