Payday Loans in Las Vegas and Nevada NV

Yes, payday loans for bad credit in Vegas and Nevada are available from Pheabs. By working with a large panel of lenders, we act as a connection service that will match your loan enquiry with the best lender for you.

We understand that not everyone has a good credit score and emergencies crop up from time to time. But the reality is that we work with a number of lenders who specialise in helping customers who are looking for loans with very bad credit. This means that their products cater for fair, bad and poor credit and they can offer unsecured, secured, title car loans or alternative products to help them borrow money.

To be eligible with bad credit, you just need to make sure that you are employed and earning a regular income so you can afford repayments, without falling into financial difficulty.

If you have poor credit and perhaps want to avoid credit checks altogether, this is typically not viable because the first thing that most lenders do is run a credit check. 

However, Pheabs still works with a number of companies that can offer no credit check loans – and you will usually need some form of collateral such as your car or home and be able to use this as leverage to borrow money. There are a number of options available and you can check your eligibility using the apply now below.

Yes, although there are hundreds of payday stores in Las Vegas, at Pheabs, we offer a fully online process so you enter your details 24 hours a day, 7 days a week and receive an instant decision on the screen. Our partner lenders can fund loans round the clock so you can get the loan you need within a few hours or the next business day.

We appreciate that if you have an emergency, you may not have the time to get to a payday store, line up and wait for a decision. By offering a streamlined online process, we use technology and data to get you the fastest decision possible and allow your loan to be processed electronically and online every step of the way.

Yes, we offer same day loans in Las Vegas and Nevada from all of our partner lenders. To be approved within 24 hours, it is usually best to apply during work hours such as 9AM to 5PM.

Whilst our lenders do fund around the clock, they will be able to give you feedback during work hours just in case there are further checks by phone or they need extra documentation such as pay stubs or bank statements. Also, it helps to be ready and available next to your emails and phone, so that you are ready to answer any questions that the lender may have, rather than coming back to it a few hours or days later.

Useful Guides

What happens if I cannot repay on time?

What to consider before getting a payday loan

Which US states are payday loans legal?

Will a payday lender contact my employer?

With a typical payday loan, it is repaid after around 2 to 4 weeks, hence it is designed to last you until ‘payday.’ However, for further flexibility, we can offer loans that are repaid over 3, 6, 12, 24 or 48 months, in equal installments so you know exactly how much you are paying each month and can budget accordingly.

For some of our borrowers, they like the idea of being able to stretch their repayments over a longer period of time. However, it is noted that our loans should be used for short term emergencies and not as long term financial solutions, since the longer your loan is open for, the more interest that will accrue and this can become very costly.