Pheabs would love to help you today. Payday loans provide same day funding when you need cash quick. A payday loan could be your best option if you don’t have alternatives, such as borrowing money from family or friends. Pheabs works with lenders to offer payday loans all over Ohio. We understand the difficulties when facing a crisis in your personal finances, and Pheabs is here to help. Enquire today to get an instant decision.


We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.

The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

An Application Will Not Impact Your Credit Score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

A payday loan may be the right choice if you’re struggling with a temporary financial shortfall. If you are finding it hard to cover your expenses until your next paycheck, an Ohio payday loan can help you get back on your feet. We all come across unforeseen costs from time to time, such as car repairs, hospital or veterinary bills. In times like these, a payday loan may be a good way to get cash quick.

You can choose a short-term loan of 2-4 weeks to allow you some time to reach your next payday. A payday loan would not be right for you if you are looking to pay off an already outstanding loan. It is also not designed to be spent on frivolous activity or shopping. Requesting a payday loan will not have an impact on your credit score.

To get a payday loan in Ohio, you will need to meet some requirements. You will need to be 18 or older, a US resident and have a steady job. You also have to be earning at least $800 per month and have an active checking account to receive the money.

Pheabs makes it easy for you to acquire the money you need and the request process only takes a few minutes. Pheabs is an online engine helping you scour the payday loan market. Once you inquire, Pheabs instantly searches 100’s of direct lending companies and return a quick decision to you. We remove the need for you to search through multiple different providers and provide the convenience of doing everything from your own home through our online site. If you need a fast loan for any emergency, we could help.

Are you looking for a new car? Or need some cash to pay bills? Or cover rent this month? Whatever your requirements, simply complete the short online form and if accepted, you could receive your loan within one hour. There are no fees for requesting, and the money can be paid into your bank account the same day in one lump sum. Get a fast and efficient payday loan anywhere in Ohio. Get started with your payday loan request today and receive a decision in minutes.

Most people requesting a payday loan are in an urgent financial situation. We understand that time can be of the essence and strive to get you the money you need as quickly as possible. Whether you’re facing home repairs, need to cover monthly bills, or pay rent, completing the short online form is the first step in the right direction.

To get your payday loan in Ohio as quickly as possible, have your bank details ready to go. You should also remain available by once you’ve sent the request in case you are contacted to provide follow-up information. For fastest response times, its recommended to inquire during work hours, this is when most loans are funded, and avoid national holidays!

We work with lenders from all across Ohio to find you funding. If your request is accepted, you could receive your loan within one hour. The loan will be paid into your bank account the very same day in one lump sum. Wherever you live in Ohio, you can get a fast and efficient payday loan. Inquire today and get a decision almost instantly.

If you have a bad credit score, you can still get a payday loan in Ohio. Pheabs welcomes all credit histories. You should still inquire for a payday loan with us even if you have already been turned down by a bank due to bad credit. A payday loan can be a great opportunity to finally improve your credit rating.


Our loan request form process is quick and simple to complete — simply fill in our application form, and once complete, we’ll provide you with an instant decision on screen.

Our application form can be completed in just five steps. When filling this out, we’ll require a few personal details — including your employment status and income. This information will be used to evaluate your eligibility for a loan with one of our lenders. On the form, you’ll also have to put down how much you’d like to borrow and how long for.

If approved for a loan, Pheabs won’t provide you with the funds directly. Instead, these will be given to you by the lender we connect you with. This lender will have been chosen by us based off of the details in your application. You could receive funds from your chosen lender in as little as an hour, making Pheabs the perfect tool for those in need of cash fast.

So, what are you waiting for? Click “Get Started” to begin your application with us today!

Wherever you are in Ohio, Pheabs can help you to find great deals on payday loans.


You can control how long you take to repay your payday loan. If you just need the cash to tide you over until payday, go for a short-term loan. This will give you between 2 and 4 weeks to repay the loan in one full repayment.

If you need longer to get our finances in order, a long-term loan lets you borrow funds for up to 5 years. This will allow you to make repayments in equal monthly instalments.

You are always able to repay your loan early and save money on interest. Make sure you can repay your loan. If you become unable to make your loan payments on time, interest may be added. This could have an effect on your credit score. 

How Much Can I Borrow In Ohio?

Through Pheabs, you can borrow payday loans in Ohio ranging from $100 to $35,000.

Is Pheabs A Lender?

No, Pheabs is not a lender. We are a broker, meaning our job is connect you to the best lender from our panel based on the details you provide us with.

Is Pheabs Free To Use?

Yes, the Pheabs loans submissions service is completely free to use. We work on a commission basis with our lenders, meaning we might earn commission if your loan application is successful.

How Long Can I Borrow The Loan For?

Repayment periods with our trusted payday loans lenders can last up to five years.

Do You Accept All Credit Histories?

Yes, Pheabs can accommodate for all sort of credit histories. So if you have a bad, fair, or just less than perfect score, you may still be eligible for a loan with one of our lenders.