Receiving a payday loan in California could take as little as an hour or sometimes the next business day! When using Pheabs, your online form will be sent to lenders across California, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.
To ensure that you get your loan as quickly as possible, get all your bank details ready to go. You should also stand by your emails and phone once you’ve applied, just in case you are needed to provide some follow-up information. For fastest response times, send it during work hours, since this is when most loans are funded, and avoid national holidays!
Before requesting a payday loan in California, make sure to consider whether you can afford to meet the repayments on time. In the case that you are unable to repay your California payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you need to borrow before getting started. This will help you make sure you don’t over-borrow or under-borrow.
Have a think about how many repayments you might need to make, with our payday product is perfect for loans for 14 to 30 days, or you can opt for our installment loan product which allows you to repay over 6, 12 or 60 months if you prefer.