Payday Loans in California,
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Whether you're in San Francisco, Los Angeles or San Diego, we can help you find the best payday loans in California for you. Borrow $100 to $35,000 and if approved, you can receive funds on the next business day.

Why Go to Pheabs for Payday Loans in California?


Pheabs works with lenders to offer payday loans all over California and can next day funding when you need cash quick. A payday loan may be your best option if you do not have any alternatives, such as borrowing money from family or friends. Once in a while, we all need a boost in our personal finances and Pheabs is here to help you every step of the way.

Where Can I Get A Payday Loan In California?

Pheabs makes it easy for you to borrow money you need and the loan request process only takes a few minutes. Pheabs is an online engine helping you scour the payday loan market. Once you submit an inquiry, Pheabs instantly searches 100’s of direct lending companies and return a quick decision to you. We remove the need for you to search for multiple different providers and provide the convenience of doing everything from your own home through our online site. If you need a fast loan for any emergency, we could help.

Are you looking for a new car? Or need some cash to pay bills? Or cover rent this month? Whatever your requirements, simply complete the short online form and if accepted, you could receive your loan within one hour. There are no fees for using Pheabs, and the money from your payday loan can be paid into your bank account on the next business day in one lump sum. Get a fast and efficient payday loan anywhere in California. Get started finding a payday loan with Pheabs today and get a decision in minutes.

Am I Eligible For A Payday Loan In California?

It is best to check that you are eligible for a payday loan in California beforehand to avoid disappointment. You must be a U.S. resident, over the age of 18 to be accepted for a payday loan. You are also required to be in steady employment, earning a minimum of $800 per month, and have a live checking account for your California payday loan to be deposited into. 


How Much Can I Borrow With A Payday Loan?

You can borrow from $100 up to $35,000 with a payday loan in California. You can choose how long you want to borrow the money for and how you want to make repayments. If you get a short-term loan, you can repay the money up to one month later in one final repayment. This allows you some time to reach your next payday. You may choose to get a longer-term loan and pay in instalments. You can borrow the money for up to five years and pay it back in equal payments every month. At any time, you can repay the whole amount early to save money on interest.

How Long Does It Take To Receive A Payday Loan?

Receiving a payday loan in California could take as little as an hour! When using Pheabs, your online form will be sent to lenders across California, and you’ll receive an almost instant decision. If your request is accepted, you’ll find the money in your account the very same day. To ensure that you get your loan as quickly as possible, get all your bank details ready to go. You should also stand by once you’ve sent the request in case you are needed to provide some follow-up information. For fastest response times, send it during work hours, this is when most loans are funded, and avoid national holidays!

What Do I Need to Consider Before Getting a California Payday Loan?

Before requesting a payday loan in California, make sure to consider whether you can afford to meet the repayments on time. In the case that you are unable to repay your California payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you need to borrow before getting started. This will help you make sure you don’t over-borrow or under-borrow.

Have a think about how many repayments you might need to make, with our payday product is perfect for loans for 14 to 30 days, or you can opt for our installment loan product which allows you to repay over 6, 12 or 60 months if you prefer.


Do I Need A Good Credit Score To Get A Payday Loan In California?

If you have a bad credit score, don’t worry – you can still get a payday loan in California. With Pheabs, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit. A payday loan can be an excellent opportunity to improve your finances and finally improve your credit rating.

Where to Find Us

Whether you’re in San Diego, Los Angeles or San Francisco, Pheabs can help you to find the payday loans in California best for you.


FAQs on California Payday Loans

Yes, Pheabs considers all different types of credit histories, including those with bad credit.

With Pheabs, you could find California payday loans ranging from $100 to $35,000.

California payday loans with our trusted lenders have repayment periods of up to five years.

When applying for a payday loan in California, you will have to meet a few different criteria to be eligible. This can include:

  • You must be over 18 years old.
  • You must be a resident in the U.S.
  • You must be earning $800 per month minimum.
  • You must be in steady employment.

Yes! Pheabs is a broker. This means that if you’re approved we won’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.