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Home » Resources » Financial Literacy

Financial Literacy

Get clued up on everything you need to know about your personal finances, debt and credit scores. Knowledge is definitely power when it comes to getting approved for loans and getting the best rates on the market. Please use our guides to answer some key questions and concerns that you might have.

For any further questions, please feel free to contact Daniel at daniel@pheabs.com to answer any personal queries.

financial literacy
Daniel, Founder of Pheabs

Personal Finances

When should you use your overdraft?

Is a payday loan right for me?

What is APR?

What are the alternatives to payday loans?

Can I get a loan to pay for groceries?

Can you get approved for a loan without a bank account?

Can I use a payday loan to pay my rent?

What is a credit union and how does it work?

Can I get a loan if I am unemployed?

Can I get a loan with no income?

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Credit Scores

How does a credit score work?

Do payday loans report to credit bureaus?

Can I get a payday loan with a 500 credit score?

How does a credit check work?

How to improve your credit score?

How long does it take to build a good credit score?

Debt

What to do if you have debt problems?

How to prioritize your debts

What is the best way to repay your debts?

How do you consolidate your debts?

What happens if I cannot repay my loan?

Pheabs

Email: daniel@pheabs.com

Phone: 1-855-884-6510

Address

Pheabs, 3154 Glendale Blvd #1047, Los Angeles, CA 90039, United States

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Opening Hours – Pacific Time (PST)

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Tuesday – Open 24 Hours

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*Your loan request approval and funding is usually subject to credit checks and local State laws. If approved before 10:30 am CT on a weekday (Mon-Fri) we will typically offer same day funding, otherwise this may be funded on the next business day. We offer restrictions for Military Lending Act at fixed rate of 36% APR. Early repayment allowed by may not cover admin/origination fee. Late payments or failing to pay could incur late fees and negative impact to credit score. For more information about Pheabs, visit: https://pheabs.com/blog/