Pheabs is able to facilitate a number of $2,000 loans including:

Payday Loans — This is where you borrow money and receive cash upfront with a view to repay the full loan on your next payday from work. 

Installment Loans — Your loan is repaid over several payments, allowing you to stretch the repayments over 3,6, 12 or 60 months so that it is more flexible and convenient. 

Cash Advances — You receive money upfront on your wages from work, often used for an emergency or personal expense.

Title or Secured Loans — This is where you can borrow money against a valuable asset that you own such as a car, bike or van, or perhaps against your home or property — often helpful for those with need to borrow money with bad credit.

What Information Do I Need to Provide to Be Eligible?

To borrow $2000 loan, you will need to meet the following criteria:

  • Over 18 years old
  • A stable employment with a regular income
  • Must be a U.S. resident
  • A SSN
  • A live checking account
  • Must be able to afford repayments

In many cases, your application will undergo automated checks and this can be sufficient to give you a loan decision and be fully approved. In some cases, the lender may request additional documentation including proof of income, employment, address and bank details. This will be clearly requested by email or when the lender calls you over the phone, with the aim to complete your loan request as fast as possible.

Step 1

Enter your details using our online form in less than 5 minutes — make sure all your details are accurate

Step 2

Receive an instant decision on the screen. If you wish to proceed, you will receive a formal loan offer by email and you can electronically sign the loan terms to complete

Step 3

Subject to further checks, your loan can be fully approved and funded within 1 hour, 24 hours or the next business day

Yes, it is possible to borrow $2,000 loans with bad credit scores or histories. At Pheabs, we work with more than 50 lenders who take numerous data points into account and we are able to match up the right lender based on your income, credit score and requirements. 

Whilst a payday loan or installment loan is more common for this type of product, we may present you with different options if you have bad credit including options to secure the loan against your car or property.

Our partners will always be willing to consider poor credit, however, you must ensure that you have a stable income, regular employment and are committed to paying your loan on time.

Yes, if you want to apply for a $2,000 loan without credit checks, there are some options such as title loans secured against your car or collateral loans (secured against your property). These types of products do not require credit checks, instead using the value of your vehicle or home to borrow money.

However, it is noted that most lenders will carry out credit checks to assess your eligibility for a loan. Through credit reference bureaus, the lenders are able to see how well you have repaid other types of credit and loans in the past — and this is very helpful when deciding to give you a loan or not. So bear in mind that most loan products will undergo credit checks.

Pheabs works with such a range of lenders that we will be able to connect your loan application with the best lender, taking your credit and personal needs into account.

Yes, it is possible to borrow $2,000 fast, with our completely online application, you can receive instant approval on the screen and proceed with the best offer that we have presented you with.

To help your application go through as quickly as possible, make sure that you always give fully accurate information about yourself in the application including your name, date of birth, address and monthly income.

Be available by email or phone for any follow up questions from the lender and usually applying on a weekday between 9AM to 5PM will always help get your loan enquiry approved as quickly as possible.

Where Can I Borrow $2,000 Near Me?

Pheabs can offer $2,000 loans across the whole of the US, with payday loan options available in 36 states including California, Texas and Florida and a number of other options from other competing states. So wherever you are based, we are sure to find the most competitive rates and best lender to fit your requirements.

How Do Repayments Work?

Depending on the type of product, you may find a $2,000 loan where you can repay over just a few weeks (payday) or something where you can repay over several months (installment).

Our lenders will use a process known as ACH authorization which allows for automatic repayments each time a collection from you is due. This means that it is easy and straightforward, so you do not have to call up the lender or go to the bank, since this is taken care of. 

You will always have the option to repay your loan early and doing so can often help you save money on the overall interest accrued.

$2000 loans

At Pheabs, we act as a broker, not a direct lender, but we use our years of experience to help match you with the best finance provider across the US. To date, we have helped millions of customers and are proud to offer a completely free service which has no impact on your credit score. To begin, simply click on the ‘Get Started’ button below or contact us directly if you have any further questions!

Is My Loan Approval Guaranteed?

No, a loan is not ever guaranteed, every customer must undergo a series of credit and affordability checks to make sure that they can afford their loan and can repay on time without falling into financial difficulty. However, Pheabs is able to help make your loan guaranteed but using a number of different lenders and loan types to maximize your chances of approval.

How Long Does It Take To Receive My $2,000 Loan?

We can often complete funds within 24 hours of applying. With some applications, it is possible to complete within just a few hours, with some cases that require extra checks or collateral available on the next business day or a few days after applying. Our partners will always do their best to help complete your loan as quickly as they can.

What Happens if I Cannot Repay My Loan?

If you cannot repay your loan, you can incur additional late fees, interest fees and it could negatively impact your credit score. You should always tell the lender as soon as possible if you are struggling to repay your loan and you should always consider how you are going to repay when you apply.

Do I Need Collateral To Borrow $2,000?

No, you do not necessarily need collateral to borrow $2,000 with a number of unsecured, payday and installment options available for people with good or fair credit scores. With a bad credit score or no credit check options, you may require collateral in some cases (such as your vehicle or property) to help get your loan.

How Much Does It Cost To Borrow $2,000?

Based on a representative APR of 36%, based on borrowing $2,000 over 12 months, the monthly repayment is £200.92, totalling $2,411

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