The Christmas shopping season is well and truly upon us. With Black Friday and Cyber Monday behind us, you may worry that you now won’t be able to catch a bargain before the big day is upon us.
With the average American spending $886 on Christmas gifts last year, there are a number of savings to be made if you know where to look.
Leave the unnecessary presents on the shelves
It’s all too easy for Christmas to become all about the gifts and for Christmas spending to get out of hand. This year, consider who you actually want to buy presents for, and who you feel like you have to buy gifts for.
Many sites give you cash back if you purchase your chosen items via their websites. It takes less than a minute, and could save you a nice sum of money on your Christmas shopping. These sites aren’t just available to use over the festive period, so keep this in mind into the new year!
Many savvy shoppers wouldn’t dream of making a purchase without applying a coupon to their cart. There’s a good reason for this, as coupons and voucher codes can save you lots of money, especially around the Christmas period. Many sites have been created to do the hard work for you and find valid coupon codes to use, and they often offer a browser extension which will prompt you at checkout.
Take care when buying gift cards
Gift cards may seem like the perfect gift for the hard to buy for, but it can actually be quite a risky choice. We’ve seen first hand over recent years how many businesses go bust, and if that happens to the company who you bought a gift card from, the likelihood is you won’t be reimbursed.
Try not to borrow over Christmas, but if you need to, opt for a 0% lender
One of the easiest ways to spend more than you intend to over the festive period is to borrow money that has high interest rates. This leaves you paying back much more money than you borrowed, and can leave you in a tricky situation. It’s really important, especially around Christmas, to opt for 0% lender.
Shop second-hand and pre-loved
By choosing to shop second-hand and pre-loved, you’re not only being kinder to the planet, but also to your wallet. You can find second-hand items that are as good as new, without the original price tag. Many people are able to purchase big brands at more affordable prices by choosing to shop second-hand and pre-loved.
Ask for gift receipts
Always ask for gift receipts! This is one of the easiest ways to protect the value of your gift if the recipient doesn’t like it or needs to change it. Many stores won’t offer returns without the original receipt but will with a gift receipt. Without a gift receipt, the recipient would be stuck with an unusable gift.