Justine Gray

According to the U.S. Bureau of Labour Statistics, the average American household spends on average over $60,000 per year. In particular, common expenses include bills for food, personal care products,…

Unexpected emergencies can happen all the time. This can lead to urgent costs that were not anticipated for such as medical bills, dental fees, house or car repairs or funeral…

Payday loans offer a popular form of borrowing, with as many as 12 million Americans estimated to take out a payday loan each year. However, they differ from different types…

No, a payday loan is not an installment loan. Instead, payday loans are cash advances that are given out for a short period of time to help borrowers deal with…

Everyday life can get extremely busy and it has been found that many people neglect spending any time focusing on themselves, their wellbeing and personal development. Alongside investing in financial…

Yes, payday lending is legal in the state of Michigan. The Deferred Presentment Service Transaction Act (DPSTA) was passed in 2005 to regulate payday lending in Michigan, and there has…

According to most credit bureaus, it typically takes at least 6 months to build up a good credit rating. However, it is possible to get there faster or it can…

Yes, it is possible to get a payday loan if you serve in the army or are a veteran. In fact, 44% of the US military service borrowed a payday…

Yes, it is possible to get a cell phone with bad credit. However, having a poor credit score may affect the type of deal you get and how much you…

Yes, it is possible to borrow a payday loan on behalf of someone else, such as a relative. However, it is important to note that both the background and credit…