Quick Online Application Form

If you want online payday loans in Quebec, fill in our quick and easy to use loan request form in less than 5 minutes. State how much you wish to borrow and how long for.

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Immediate Loan Offer Appears On Screen

After submitting your loan request form, you will receive an instant result as we match you to the lender who is most likely to approve you and offer the best rates.

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Receive Funds ASAP

If your loan application is approved, your Quebec payday loan will be transferred to your bank account as fast as possible, within minutes, hours or by the next working day.

Read more: Quebec and Montreal

If you are want a payday loan in Quebec or Montreal, then Pheabs can certainly help. We offer an online loans connective service that can be used via your mobile, tablet, desktop or laptop.

Step 1 — Simply complete our online loans request form to receive an instant loan offer. We work with over 50 reputable lending partners so you can be rest assured that we will find a loan best suited to your borrowing requirements and that is most likely to be approved.

Step 2 — If you choose to proceed and your loan application is successful, you can receive a same day loan. The funds will be transferred to your live checking account in one lump sum within minutes, hours or by the next business day latest. Getting a payday loan has never been easier!

Yes, it is possible to get no credit check loans in Quebec. Whilst it is common for loan applicants to be credit checked when applying for a loan, at Pheabs we run invisible soft searches that will not leave any visible footprint on your credit record. Alternatively, you can consider other financial products such as title loans which do not require your credit history to determine your affordability as the loan is tied against your vehicle.

It is possible to get no refusal payday loans in Quebec. However, there is usually borrowing criteria which is needed to qualify for a loan in the province. This includes being a Canadian citizen over 18 years old, earning a stable income of approximately $800 per month and having a Canadian bank account and mobile phone number.

You can repay your payday loan in Quebec in up to 62 days. Repayments will be automatically withdrawn from your bank account on dates agreed upon with your lender. There will be a fixed interest rate on your loan, meaning you will know the exact amount in advance that the repayments will cost.

There is also usually the option to repay back your payday loan early. Simply get in touch with the lender to arrange doing so.

Yes, it is possible to get a payday loan on the same day as applying or by the next business day. Simply complete our online loan request form to get started. You will then receive an instant loan offer and if approved, you can get rapid cash.

To improve your chances of same day loans, be readily available incase the lender gets in touch with any follow up questions. Applying during weekdays between 9am to 5pm should also speed up the process.

Yes, you can borrow money if you have poor credit. At Pheabs, we work with lenders who consider all different types of credit histories. They do not let applicants financial past get in the way of their borrowing future.

So even if you have been rejected by a bank, you can still get the funds that you need today. Providing that you meet certain eligibility criteria such as being aged over 18 years old and having a stable income, then you should be able to qualify for a bad credit loan.


To qualify for payday loans in Quebec or Montreal you must:

  • Be a Canadian citizen
  • Be at least 18 years old
  • Have a valid ID
  • Have a Canadian contact number
  • Earn a regular income of at least $800 per month
  • Have a Canadian bank account

Our loans connection service is completely online which means that you can get a payday loan in Quebec from anywhere in the province. Locations include:

  • Beloeil
  • Chà¢teauguay
  • Chicoutimi
  • Jonquià¨re
  • Drummondville
  • Gatineau
  • Granby
  • Hudson
  • Joliette
  • Magog
  • Montreal
  • Québec
  • Rimouski
  • Rouyn-Noranda
  • Saint-Georges
  • Saint-Hyacinthe
  • Saint-Jean-sur-Richelieu
  • Saint-Jérà´me
  • Salaberry-de-Valleyfield
  • Sept-àŽles
  • Shawinigan
  • Sherbrooke
  • Sorel
  • Trois-Rivià¨res
  • Val-d’Or
  • Varennes
  • Victoriaville

Are Payday Loans Legal In Quebec?Yes
Are Multiple Loans Allowed In Quebec?No
Maximum Loan Amount$1500
Maximum Loan Term62 days
Cooling Period in Quebec10 days
Maximum Interest Rate35%

The maximum fee on payday loans in Quebec has been set at 35%. This means that if for instance you wanted to borrow $1000 at the maximum 35% AIR, then this would result in $43.96 interest on your payday loan.

So if you need money quickly, we would be delighted to help you secure a loan today! We work with lenders who consider all credit types and there are even no credit check loan options too.

Is Pheabs An Online Lender?

No, Pheabs is not a lender. We offer an online loans connection service, acting as a broker to connect our customers with the most suitable lender for them. Better yet, we do not charge customers any fees for our service.

How Much Money Can I Borrow in Quebec Or Montreal?

You can borrow up to $1500 in Quebec or Montreal. So if you need a $100 to $1500 loan today, then Pheabs can help you secure funds quickly.

Can I Get A Payday Loan If I Am Unemployed?

You may struggle to borrow a payday loan in Quebec if you are unemployed or without a monthly regular income. This is because to qualify for a loan, you need to earn a reliable income of approximately $800 per month.

How Many Loans Can I Have Open At Once in Quebec?

You can only have 1 payday loan open at any given time in Quebec. So it is not possible to borrow a second payday loan until you have fully paid off the first loan.