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Last Updated on October 27th, 2022 at 03:01 pm

  • With Pheabs, apply for a payday loan whatever day of the week, even weekends
  • Receive an instant decision on your loan with a same-day check
  • Get money quickly and flexibly


If you find yourself facing an unexpected expense on the weekend, you may be wondering where you can find an emergency payday loan? If your local payday store is closed, you can submit a form for a loan online. With Pheabs, you could see the money in your account the very same day. Here, we’ll run through all of the information you need to find an emergency payday loan on the weekend.


What is a Weekend Payday Loan?


Unfortunately, unexpected payments do not operate on a 9-5, Monday to Friday basis. This means that unexpected or emergency payments may arise at the least convenient time. With many traditional lenders, they operate in normal business hours meaning that it is difficult to secure funds outside of these schedules. Thus, Weekend Payday Loans are designed to accommodate this. They allow you to secure a loan quickly and easily, regardless of the day of the week.


Can I Submit A Form For A Payday Loan On The Weekend?


Submitting a form for a weekend payday loan is straightforward and simple. Pheabs has an online website which allows you to submit a form for your loan at any time on any day of the week. The loan request process only takes a few minutes. You’ll need some of your personal information handy, such as bank account info and employment details. Once you send the loan enquiry, you’ll receive a quick on-screen decision from a lender near you. Whether it’s 6 am on a Sunday, or 2 am on a Friday night, Pheabs can provide you with an instant decision on your loan. To find out how to submit a loan enquiry, read out guide: Five Steps To Same-Day Cash.


Instant Decisions On Weekend Payday Loans


Once you’ve sent your request, stay available in case a lender contacts you to provide follow-up information. We understand that you’ll often need quick cash in an emergency on a Saturday or Sunday, so we’ll try to get back to you as soon as possible. Once a lender approves your loan, they will aim to send you the funds the same day. The cash could be in your account in just one hour! So if you find yourself in a tight spot on the weekend, don’t stress – Pheabs is here to help.


Why Choose Pheabs For A Payday Loan On The Weekend?


Searching for a loan through Pheabs can help you find a speedy payday loan. Pheabs does the hard work for you, working with direct lending companies across the US to make it easier for you to find a loan that suits you. The process is speedy with a 100% online loan enquiry which provides instant decisions and same-day funding! The fully online experience gives you an on-screen decision online, making the process as easy as possible. You don’t need to leave the house or visit a payday store, simply enquire online and let Pheabs do the rest.


Enjoy the weekend with peace of mind and apply for a loan regardless of time or day


We understand that most people submitting a form for a payday loan need access to the money quickly whatever day of the week it is. Whether it’s because of a family emergency or unexpected bill, finding a payday loan on the weekend may be the best option to get out of a tricky situation. In many cases, traditional forms are just not quick enough. Lending storefronts often close during weekends and banks can take weeks to process a loan request. And, if your request isn’t approved, you’re back at square one. Unlike submitting a loan enquiry for a payday loan directly with a lender, which may take time to finalize your payday loan request, Pheabs gets a decision in minutes, even on Saturday or Sunday!


Do Banks Process Loans on Weekends?


One of the reasons that traditional lenders cannot allow access to funds over the weekends is because they are unable to process loans over the weekends. Banks and traditional lenders are unable to process direct debit both on weekends and public holidays. If you are seeking to secure funds through a traditional lender, you need to make sure that you apply for a payday loan before the weekend.


Factors to Consider Before Taking Out a Weekend Payday Loan


Before applying for a weekend payday loan, as with any loan, you should consider various factors to decide if it is the best option for you. These include:

Interest rate: The most important thing to check before taking out a loan is determining the interest rate and whether you can afford to pay it back. Depending on where you are located, and which provider you use, these rates will vary.

Loan terms: This refers to the repayment plan. Depending on the lender, these can range from a few weeks to a longer term period of several months.

How quickly you can receive funds: Perhaps most relevant for weekend payday loans, you should check how quickly the loan will take to process. If it is instant (i.e. in under an hour), this could be a great option. However, if it is one business day or more, it may mean that the loan might not be processed over the weekend.


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Katie Fisher

Katie Fisher studied English Literature before working in consumer finance as a research and content writer. She was one of the first members to join the Pheabs family and has developed a following for her writing, especially surrounding high cost loans and increasing transparency. You can follow her here on Linkedin.