When wanting to find the best $800 loan to suit your borrowing needs, it’s good to compare the loan options out there that can accommodate to your circumstances.

Pheabs can help you find $800 loans that best suit your requirements from our panel of lenders.

We understand that not every $800 loan will work for every borrower — and that you may have certain circumstances that have made borrowing tricky in the past (e.g. a bad credit score). Therefore, we’ll help you to find a lender from our trusted panel that’s the most likely to approve you — with bad credit considered.

At Pheabs, we can help you to find the best $800 loan that works for you out of our reputable lenders.

What Can I Borrow $800 For?

A $800 loan can be used for a range of different things, including car repairs, a household emergency, or even rent.

Many borrow $800 as a short term loan, helping them temporarily to stay financially afloat when experiencing a shortfall in cash. For example, those who are needing a little extra cash than usual one month, but can’t wait until their next payday to fund this, could use a $800 to help them get buy until their next payday — these types of loans are often referred to as payday loans.

It’s important to note that an $800 short term loan should never be a long-term financial solution. These types of loans are meant to be taken out on a temporary basis, offering an injection of cash for people temporarily experiencing a shortage of money, to be paid back in monthly installments after an agreed-upon date.

Step 1

Enter your details using our online form in less than 5 minutes — make sure all your details are accurate

Step 2

Receive an instant decision on the screen. If you wish to proceed, you will receive a formal loan offer by email and you can electronically sign the loan terms to complete

Step 3

Subject to further checks, your loan can be fully approved and funded within 1 hour, 24 hours or the next business day

Yes, you can borrow $800 with bad credit. Our lenders consider all different kinds of credit histories, including those with bad credit.

It can be tricky for those with an adverse credit rating to find loan products right for them, credit ratings often looked at as a factor proving someone’s affordability.

For those with bad credit, you can actually help to improve your credit score through an $800 loan — however, this is only possible if you keep up with the repayments on the loan and do not default. If you fail to keep up with repayments on the loan, this can have the opposite effect, and you may find that your credit rating becomes damaged as a result of this.

For more information, visit our page on poor credit loans.

What Is the Eligibility Criteria to Borrow $800?

The eligibility criteria for a $800 loan can include the following:

  • Your Driver’s License number or State ID
  • The amount you want to borrow ($800 etc.)
  • How long you’d like to borrow this for
  • Your contact details (email address, phone number etc.)
  • Employment status

The eligibility criteria for a loan can vary depending on the lender you opt for. With Pheabs, we’ll take the time to understand your circumstances and borrowing needs, and connect you with the lender best suited to your needs and most likely to approve you.

Our lenders can also accept those with varying different types of credit histories. We understand that just because you’ve got a credit history that’s less than excellent, doesn’t mean you aren’t able to afford repayments on a loan.

$800 loans

We’re passionate about helping people find great, affordable $800 loans, that meet their borrowing needs. You can find the best lender for you from our trusted panel quickly and simply — filling in our online loan request form.

Click on the “Get Started” button to be taken to our online form. Here, you’ll have to provide a few details about yourself, which can be filled in 5 minutes with prospective borrowers receiving an instant decision once complete.

Below is a list with some of the details you’ll have to provide us with via our online loan request form:

  • Your Driver’s License number or State ID
  • The amount you want to borrow ($800 etc.)
  • How long you’d like to borrow this for
  • Your contact details (email address, phone number etc.)
  • Employment status

Successful applicants can have funds transferred in as little as 24 hours or the next business day once approved. Get started with your $800 loan today with Pheabs.

Do You Charge Any Fees?

No, there are no fees charged for filling in our loans submissions form. If your application turns out being successful with the lender, we may earn commission from this.

Those wanting to make an enquiry through Pheabs can rest assured that using our services is completely free.

How Long Does It Take To Apply?

Our online loan submission form takes under 5 minutes to complete, after which you’ll be provided with an instant decision on the screen regarding your enquiry.

Will Applying Impact My Credit Score?

No, submitting a loan enquiry through Pheabs will not impact your credit score. However, if you are successful in your loan request and fail to keep up with repayments on the loan, this could have a negative impact on your credit score.

It’s important to only take out a loan when you know you can afford it. Keeping up with repayments on a loan can even improve your credit score, helping you to build up a good history of past borrowing, which can help you when requesting to borrow future loans.

How Long Will It Take Funds To Reach My Account?

If approved, the money could be sent through to your account within 24 hours. As a standard, you should be able to get funds sent through on the next working day.

What US States Do Pheabs Operate In?

Pheabs are currently operating in the following US states: