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  • A payday loan direct lender lends money through their own credit products rather than through a third party
  • If they are unable to provide a loan, they cannot offer an alternative
  • Pheabs works with multiple lenders to match borrowers with suitable lenders


A payday loan direct lender is a company that lends money through their own credit products. When you submit a loan enquiry directly with a lender, you can only access their products, and if your loan is declined, they will be unable to offer an alternative. Pheabs works with direct lending companies across the United States, helping you access the lending products of multiple lenders quickly and simply. When you submit an enquiry with Pheabs, you can see the offers of many lenders to find the best deal for you. This can save you a lot of time when looking for a payday loan. In this guide, we try to answer any questions you might have about payday loan direct lenders.



Who Are The Best Direct Lenders?

The first thing you might want to know when looking for a loan is which lender is best. However, there is no simple answer. The best lender for you may not be the best lender for someone else. Everyone’s financial situation and loan requirements are unique. Each customer is looking for something different in a loan; some may require larger loans, longer-term loans, bad credit loans or no guarantor loans. No matter what you are looking for Pheabs can find the lender best suited to offering you a loan.


Is It Easier To Submit An Enquiry Directly With A Payday Loan Lender?

As previously mentioned, Pheabs works with lending companies across the country to make it easier for you to find a loan that suits you. The process is speedy with a 100% online submission which provides instant decisions and same-day funding! We understand that most people enquiring for a payday loan need access to the money quickly. Whether it’s because of a family emergency or unexpected bill, a payday loan may be the best option to get out of a sticky situation. In many cases, traditional enquiries are just not quick enough, and, if your request isn’t approved, you’re back at square one. Unlike requesting a payday loan directly with a lender, which may take time to finalize your payday loan request, Pheabs gets a decision on your loan in minutes!


payday-loan-direct-lenderDirect lenders are typically less flexible as they cannot offer alternatives


Are Direct Lenders Of Payday Loans More Flexible?

Many people use Pheabs to find flexible cash loans. Whilst some direct lenders for payday loans in the US will restrict how much you can borrow or how long you have to pay it back, Pheabs offers a great deal of flexibility. When you submit a form, you can choose from flexible repayment options with both short-term and long-term plans available. There are even possibilities for you if you have poor credit or no credit at all. Pheabs can take all of your requirements into account and search for the best loan for you. Our service is completed free to use and will help you get the best deal!