Bad Credit Scores OK
Instant Approval
No Fees For Applying
High Approval Rates
Our Editorial Policy
Our editorial policy reflects our commitment to providing you with accurate, unbiased and informative content in our pages and guides to help you make confident financial decisions.
For any further questions, please do not hesitate to contact Daniel at daniel@pheabs.com to answer any personal questions.
Our Core Principles
Independent
Pheabs operates independently of any financial institution or lender. Our content is unbiased and does not favor any specific lender or financial product, ensuring you have the freedom to choose the best option for your needs.
Written By Experts
Our content is crafted and reviewed by experts in personal finance, borrowing and credit. We prioritize accuracy and reliability, providing you with the most comprehensive information available.
Checked With Reputable Sources
Data plays a key role in our content creation process, allowing us to provide valuable insights for our audience. We rely on reputable sources such as PEW and the Consumer Financial Protection Bureau (CFPB) to inform our content. We are always transparent about our data sources.
Transparent
We are very aware of the high costs and dangers associated with payday loans and are always clear about the rates and terms and implications if you cannot repay. Where possible, we always suggest alternatives such as credit unions and borrowing money from family and friends.
Inclusive and Accessible
Where possible, we want to be able to find affordable products and loans with high approval for all demographics, incomes and credit backgrounds, whilst not discriminating against any social group or age.
Regularly Updated
We strive to constantly update our content and add notes for anything that has changed or been removed. If there are any details or data that you think needs to be improved or changed, please contact us directly at daniel@pheabs.com
Regulatory Compliance
Pheabs operates in compliance with regulatory standards set by relevant financial authorities.
This includes maintaining transparency, providing clear information to customers and adhering to data protection guidelines. We are committed to consumer duty and customer interests, ensuring that our practices align with regulatory requirements and prioritize the well-being of our users.
We collaborate with product experts and compliance teams to verify information and maintain high editorial standards. Our editorial team therefore regularly reviews and updates our content to ensure its accuracy and relevance.
Privacy Policy
We have a comprehensive privacy policy that outlines our data collection, usage and sharing practices. We believe in being open and honest about our processes to build trust with our audience.
Accessibility Statement
Pheabs is committed to inclusivity and accessibility. We strive to ensure that everyone can easily access, navigate and understand the information we provide. For more details, please refer to our full accessibility policy.
